toronto mortgage brokers

Ray The Lender is Your Trusted Mortgage Agent

As a top Toronto Mortgage Agent, Ray The Lender’s sole mission is finding the best mortgages for his clients. Antonio has access to many lenders to ensure that you receive the most competitive and flexible rates. His unique approach is meant to give clients satisfaction in knowing that he has their best interests at heart. If you would like to find the right mortgage, please contact Ray The Lender.

Let’s Start Talking

First Time Home Buyers

We offer great mortgage options for first time home buyers. The road to home ownership is easier than you think.

Mortgage Renewals

Is your mortgage term coming to an end? Let us help you decide on the best plan of action for a mortgage renewal.

Residential Mortgages

If you are looking for a residential mortgage talk with us first. We have dozens of lenders who can finance your dream.

Bruised Credit Mortgage

If you are suffering from a bad credit score, there is still hope. Contact us and we can let you know how we can help.

Mortgage Refinancing

Access equity from you home to use for other investment opportunities, to pay of bills or to do renovations on your home.

Commercial Mortgages

If you are a business owner or investor looking to get financed for the commercial space, let us help you.

Debt Consolidation

Take control of your finances and relieve stress by following one of our debt consolidation programs.

Lines of Credit

Gain a peace of mind with a line of credit that can be used for home renovations or in case of emergencies.

Self Employed Mortgages

We have lenders prepared and willing to work with self-employed applicants. get in touch with us to discuss your options.

Why Choose Us?

Consistent Results

Antonio always delivers results! Whether you need a residential mortgage or a line of credit, Ray The Lender is your best choice.

toronto mortgage brokers
toronto mortgage brokers

Amazing Customer Service

Ray The Lender is always available to his clients. By phone or email, Antonio is more than happy to help his clients with their mortgage needs.

toronto mortgage brokers

A Dedicated Team of Lenders

Ray The Lender is a trusted Toronto Mortgage Agent, and as such, he has many accredited lenders ready and willing to finance qualified applicants.

Clients Testimonials

Antonio is a dedicated Agent who will work his hardest to find a mortgage that suits your needs. As a first time home buyer I was unsure of the mortgage process, but Antonio made sure I was comfortable every step of the way. I now have a home thanks to Antonio!

– Thomas Gillen, New Home Owner

I was unable to find a mortgage due to my self employed status and it began to get frustrating. A friend recommended I speak to Antonio to see what he could do and I’m glad I did! Not only did I find a house, my interest rate was great too. Thanks, Antonio!

– Anna Hoffman, Self Employed Mortgage

There were many options for me to get a mortgage renewal and it became overwhelming. Antonio walked me through the pros and cons of each offer and helped me make the right choice. I couldn’t have done it without him.

– Jake Simmons, Mortgage Renewal

I had horrible credit. I was being turned down left, right and centre by banks and private lenders. Just as I was about to give up I decided to reach out to Antonio to see what he could do. To my surprise he was able to get me approved for a condo. I’m still in shock.

– Irene Sutton, Bruised Credit Mortgage


“Our goal is to make our clients walk away 100% satisfied with our service. Feel free to contact us to get the conversation started.”

Ray the Lender’s Trusted Lenders